Crowell State Bank, Your Home Town Bank Since 1931...
Untitled Document
Privacy Policy
FACTS
WHAT DOES CROWELL STATE BANK DO WITH YOUR
PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal
information. Federal law gives consumers the right to limit some but not
all sharing. Federal law also requires us to tell you how we collect, share,
and protect your personal information. Please read this notice carefully
to understand what we do.
What?
The types of personal information we collect and share
depend on the product or service you have with us. This information can
include:
Social Security number
Credit history
Account balances
Overdraft history
Payment history
Employment information
When you are no longer our customer, we continue to share your information
as described in this notice.
How?
All Financial companies need to share customers’ personal
information to run their everyday business. In the section below, we list
the reasons financial companies can share their customers’ personal information;
the reasons Crowell State Bank chooses to share; and whether you
can limit this sharing.
Reasons we can
share your personal information
Does Crowell State Bank Share?
Can you limit this sharing?
For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes –
to offer our products and services to you
No
We don't share
For joint marketing with other financial
companies
No
We don't share
For our affiliates’ everyday business purposes
–
information about your transactions and experiences
No
We don't share
For our affiliates’ everyday business purposes
–
information about your creditworthiness
No
We don't share
Questions?
Call 940-684-1531
Who we are
Who is providing this notice?
Crowell State Bank
What we do
How does Crowell State Bank protect
my personal information?
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law. These
measures include computer safeguards and secured files and buildings.
How doe Crowell State Bank collect
my personal information?
We collect your personal information, for example,
when you
Open an account
Make deposits or withdrawals from your account
Give us your income information
Give us your contact information
Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information
about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
Affiliates
Companies related by common ownership or control.
They can be financial and nonfinancial companies.
Crowell State Bank has no affiliates.
Non-affiliates
Companies not related by common ownership or
control. They can be financial and nonfinancial companies.
Crowell State Bank does not share with nonaffiliates so
they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial
companies that together market financial products or services to you.
Crowell State Bank does not jointly market.
Other Important
Information
For Texas Customers. The Crowell State Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Crowell State Bank should contact the Texas Department of Banking through one of the means indicated below: In person, or by U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294; Telephone No. (877) 276-5554; Fax No. (512) 475-1313; E-mail: consumer.complaints@dob.texas.gov, Website: www.dob.texas.gov.
